Your use of the Website and its services and tools are governed by the following terms and conditions as applicable to the Website including the applicable policies which are incorporated herein by way of reference. If you transact on the Website, you shall be subject to the policies that are applicable to the Website for such transaction. By mere use of the Website, you shall be contracting with Insignia Merchants Nigeria LTD and these terms and conditions including the policies constitute your binding obligations, with Insignia Merchants Nigeria LTD
Here wherever the context so requires “You” or “User” shall mean any natural or legal person who has agreed or uses the website to any purchase or using any feature of the website. Insignia Merchants Nigeria LTD may allow the User to surf the Website or making purchases with or without registering on the Website. The term “We”, “Us”, “Our” shall mean Insignia Merchants Nigeria LTD.
These terms and conditions supersede all previous representations, understandings, or agreements and shall prevail notwithstanding any variance with any other terms of any order placed or service provided by Insignia Merchants Nigeria LTD. By using the shopping services of Insignia Merchants Nigeria LTD you agree to be bound by these terms and conditions.

Applicable Law

Insignia Merchants Nigeria LTD reserves the right to make changes, amendment, addition or deletion to the website and the terms, conditions and disclaimers at any time and without notice to you.

Communications

When you use the Website or send emails or other data, information or communication to us, you agree and understand that you are communicating with Us through electronic records and you consent to receive communications via electronic records from us periodically and as and when required. We may communicate with you by SMS(including transactional, promotional and/or commercial messages), email or by such other mode of communication, electronic or otherwise. We are not responsible for typographical errors. Pricing on any product(s) as is reflected on the Website may due to some technical issue, typographical error or product information published may be incorrectly reflected and in such an event we may cancel such your order(s).

Disclaimer of warranties and liability

On this Website, all the materials and products (including but not limited to software) and services, included on or otherwise made available to you through this site are provided on “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing.
Without prejudice to the forgoing paragraph, Insignia Merchants Nigeria LTD does not warrant that:
• This Website will be constantly available or available at all;
• The information on this Website is complete, true, accurate or non-misleading;
Insignia Merchants Nigeria LTD does not endorse in anyway any advertisers/ contents of advertisers on its web pages or other communication. Insignia Merchants Nigeria LTD will not be liable for any damages of any kind arising from the use of the sites, including but not limited to direct, indirect, incidental, punitive, or consequential damages. Any material downloaded or otherwise obtained through the use of the sites is done at your own discretion and risk, and you are solely responsible for any damage to your computer system, breach of security, or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from or through Insignia Merchants Nigeria LTD will create any warranty not expressly stated herein.
Insignia Merchants Nigeria LTD shall not be liable for any delay / non-delivery of purchased goods, due to flood, fire, wars, acts of God or any cause that is beyond the control of Insignia Merchants Nigeria LTD The Shop. The availability of products is subject to change without prior notice at the sole discretion of Insignia Merchants Nigeria LTD and orders can be cancelled if the product goes out of stock.
Insignia Merchants Nigeria LTD will not be liable to in any way or in relation to the Contents of, or use of, or otherwise in connection with, the Website. Insignia Merchants Nigeria LTD does not warrant that this site; information, Content, materials, product (including software) or services included on or otherwise made available to You through the Website; their servers; or electronic communication sent from Us are free of viruses or other harmful components.
Nothing on Website constitutes, or is meant to constitute, advice of any kind. All the Products sold on Website are governed by applicable laws of India and in case we unable to deliver such Products due to implications of different state laws, we will return or will give credit for the amount (if any) received from the sale of such Product that could not be delivered to you.
You will be required to enter valid contact details while placing an order on the Website. By registering your contact details with us, you consent to be contacted by us via phone calls and/or SMS notifications, in case of any order or shipment or delivery related updates. We may update you with more related information or offers only through the contact details provided by you.

Charges

Browsing, activities of buying and membership on the Website are free for buyers. Insignia Merchants Nigeria LTD reserves the right to change its Fee Policy from time to time. In particular, Insignia Merchants Nigeria LTD may at its sole discretion introduce new services and modify some or all of the existing services offered on the Website. In such an event Insignia Merchants Nigeria LTD reserves the right to introduce fees for the new services offered or amend/introduce fees for existing services, as the case may be. Changes to the Fee Policy shall be posted on the Website and such changes shall automatically become effective immediately after they are posted on the Website. Unless otherwise stated, all fees shall be quoted in USD. You shall be solely responsible for compliance of all applicable laws including those in India for making payments to Insignia Merchants Nigeria LTD.